Palm Coast Sec 28 Homes under $400,000

Palm Coast Sec 28 Homes under $400,000

Welcome to Palm Coast Section 28, a hidden gem nestled in the heart of Flagler County, Florida. This vibrant subdivision offers a perfect blend of tranquility and modern living, making it an ideal destination for families, retirees, and anyone seeking a serene lifestyle. With its lush landscapes and beautiful surroundings, Palm Coast Sec 28 is designed for those who appreciate nature and community.

One of the most appealing aspects of this subdivision is its affordability. Here, you can find charming homes priced under $400,000, making it an attractive option for first-time homebuyers and those looking to downsize without sacrificing quality. These homes boast a variety of styles, from cozy single-family residences to spacious townhouses, ensuring there’s something to fit every taste and budget. Many properties feature open floor plans, modern amenities, and beautiful outdoor spaces perfect for enjoying Florida’s sunny weather.

Living in Palm Coast Sec 28 means you’re just minutes away from stunning beaches, scenic parks, and a plethora of recreational activities. Enjoy kayaking along the Intracoastal Waterway, biking on the scenic trails, or simply soaking up the sun on the pristine shores of nearby beaches. The community is also close to shopping centers, dining options, and top-rated schools, making it a convenient and family-friendly location.

Experience the charm and warmth of Palm Coast Sec 28, where your dream home awaits at an affordable price. Come and explore this inviting community, and discover why so many are choosing to call Palm Coast home!

Newest Palm Coast Sec 28 Homes under $400,000

24 Ramrock Lane, Palm Coast
$354,900
4 Beds ⋅ 2 Baths ⋅ O6441981 MLS
Pre-Construction. To be built. Along Florida’s scenic northeast coast, Palm Coast is a place where nature and lifestyle come together beautifully. Miles of trails wind through peaceful preserves, golf courses stretch across lush landscapes, and the breathtaking gardens and coquina shoreline of Washington Oaks Gardens State Park showcase the natural charm that makes this coastal community so special. The Willow floor plan captures that same sense of comfort and style. From the curb, stone exterior accents create lasting curb appeal, leading to a covered front entry and a thoughtfully designed interior. Just off the foyer, a versatile flex room provides the perfect setting for a study, creative studio, or additional living space. The heart of the home unfolds in an open-concept layout centered around a spacious kitchen with granite countertops throughout, a large walk-in pantry, and an island with bar-top seating that invites gathering and conversation. The great room flows seamlessly to an extended aluminum screened-in patio, creating an inviting setting for indoor-outdoor Florida living. Extra flush mount lighting brightens both the great room and the primary bedroom, adding warmth and dimension throughout the home. Privately positioned at the rear, the primary suite feels like a retreat with a large walk-in closet, dual sinks, and a tiled shower. Three additional bedrooms provide comfortable space for growing households, guests, or hobbies. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Smart Switches. Professionally installed landscaping enhances the exterior, while low emissive windows add efficiency and comfort. A full builder warranty brings lasting peace of mind in a home designed for the Palm Coast lifestyle. Schedule your private tour today. We can’t wait to welcome you home!

24 Ramrock Lane, Palm Coast

Listing courtesy of NEW HOME STAR FLORIDA LLC. 407-803-4083
39 Poplar Drive, Palm Coast
$319,900
3 Beds ⋅ 2 Baths ⋅ O6440982 MLS
Under Construction. The Memphis is a beautifully designed single-story floor plan that brings together an expansive open-concept layout, thoughtfully positioned bedrooms, and seamless indoor-outdoor living. From the inviting entryway and foyer, the home opens into the spacious Great Room, dining area, and kitchen, creating a bright, connected central living space. With 9’4” ceilings and two windows in the Great Room, natural light fills the interior, while a sliding door leads to the covered lanai, extending the living space outdoors and bringing in even more sunshine. At the heart of The Memphis, the well-appointed kitchen features granite countertops, a spacious island, stainless steel appliances, and a walk-in pantry, all overlooking the Great Room and dining area. The split-bedroom layout places the primary suite at the rear of the home for added privacy. The spacious primary bedroom features a private primary bath with dual vanities, a tile shower, and an expansive walk-in closet. On the opposite side of the home, Bedroom 2 is positioned near the front entrance with convenient access to the full second bathroom and dedicated laundry room. Bedroom 3 is tucked behind the kitchen and features its own walk-in closet. A spacious two-car garage completes the layout with ample vehicle storage and direct interior access. The Memphis is finished with details designed for everyday comfort and long-term value, including insulated low-emissivity windows, architectural shingles, beautiful landscaping, and front irrigation. A Smart Home Package includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Located in Palm Coast, a vibrant coastal community known for its natural beauty, hiking and biking trails, nature reserves, scenic parks, nearby golf courses, and relaxed coastal lifestyle, The Memphis combines thoughtful design with modern finishes and an inviting connection to the outdoors. A full builder warranty provides added peace of mind. Schedule your private tour today. We can’t wait to welcome you home!

39 Poplar Drive, Palm Coast

Listing courtesy of NEW HOME STAR FLORIDA LLC. 407-803-4083
30 Pony Lane Unit A, Palm Coast
$269,900
3 Beds ⋅ 2 Baths ⋅ FC320666 MLS
Welcome to this bright and spacious home offering comfort, convenience and Florida charm. Enjoy an open living area, well-appointed kitchen, and generously sized bedrooms perfect for family or guests. The property features updated finishes, great natural light, and a layout designated for eacy living. Step outside to a private yard ideal for relaxing, gardening or entertaining. Located in a quiet neighborhood close to dining, parks and the beach. This home is perfect for full time living, a vacaiton retreat or an investment opportunity. Come see why this property stands out!! Schedule your showing today.

30 Pony Lane Unit A, Palm Coast

Listing courtesy of REALTY EXCHANGE, LLC. 386-446-0017
100 Port Royal Drive, Palm Coast
$328,900
4 Beds ⋅ 2 Baths ⋅ OM729846 MLS
Virtually Staged. Discover how this beautiful 4-bedroom home located at the end of Royal Palms Parkway in the desirable Lehigh Woods neighborhood can be yours. Perfectly positioned near Belle Terre Pkwy and I-95, this home offers quick access to everything Palm Coast brings from shopping and dining to parks, schools, and healthcare. Whether you're heading out for the day or staying in, this location makes it easy to enjoy it all, with beaches, trails, and everyday conveniences just minutes away. Inside, the home features a bright, open layout with high ceilings that create an airy and inviting feel. A formal dining space overlooks the backyard, perfect for gatherings, while a versatile sunroom provides the ideal setup for a home office, flex space, or creative retreat. The kitchen is a true centerpiece, offering wraparound counter space, a large island, and plenty of storage, making it perfect for both everyday living and entertaining. Spacious bedrooms throughout allow for flexibility in design, while the primary suite has a tray ceiling, a spa-like experience with a large walk-in closet, dual sinks, and a walk-in shower.

100 Port Royal Drive, Palm Coast

Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L. 904-667-4459
7 Phoenix Lane, Palm Coast
$335,000
3 Beds ⋅ 2 Baths ⋅ FC320437 MLS
Seller is offering a $10,000 buyer credit to use towards buyers closing costs!!!!! This is a must see!!!! No closing costs no problem! Welcome to this beautifully maintained 3-bedroom, 2-bathroom concrete block home offering 1,819 square feet of comfortable living space on a spacious 10,018-square-foot lot in the highly desirable Pine Grove neighborhood of Palm Coast. Built in 2006, this move-in-ready residence combines quality construction, valuable recent updates, and an outstanding location. Major improvements provide peace of mind, including a new roof (2025) and new water heater (2025). The kitchen features a new refrigerator (2025), while the range, dishwasher, and garbage disposal are all in excellent condition, making this home truly move-in ready. The thoughtfully designed split-bedroom floor plan offers spacious living areas, comfortable bedrooms, and an inviting layout that is perfect for everyday living, entertaining, or simply relaxing at home. Natural light fills the interior, creating a warm and welcoming atmosphere throughout. Situated on a generous 10,018-square-foot homesite, this property offers plenty of room to enjoy Florida's outdoor lifestyle. The Pine Grove neighborhood is one of Palm Coast's most desirable residential areas, known for its attractive streets, pride of ownership, and surrounding homes that are generally higher priced than this property, creating an excellent value for the next owner. Conveniently located just minutes from shopping, grocery stores, restaurants, parks, schools, and medical facilities, you will also enjoy being only approximately 20 minutes from the beautiful beaches of Flagler County and the Atlantic Ocean. Whether you are commuting, running errands, or spending the day at the beach, this location offers the perfect balance of convenience and lifestyle. Whether you are looking for a primary residence, a seasonal getaway, or an investment opportunity, this well-maintained Palm Coast home offers exceptional value, quality construction, and important recent upgrades. Don't miss your opportunity to own this outstanding home in one of Palm Coast's most sought-after neighborhoods.

7 Phoenix Lane, Palm Coast

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR. 888-977-1588
48 Porcupine Drive, Palm Coast
$369,900
4 Beds ⋅ 2 Baths ⋅ FC320373 MLS ⋅ Maronda BLDG.
4 BEDROOMS | 2 BATHS | 2,051 SF | BUILT 2023 | NO HOA NEWER HOME. FLEXIBLE SPACE. PRIVATE BACKYARD. SMART-HOME UPGRADES. This beautifully maintained 2023-built home delivers the space and features today's buyers are looking for—without the wait or uncertainty of new construction. The open-concept design creates an inviting flow between the spacious living area, dining space and kitchen, where a large center island becomes the natural gathering spot for everyday life and entertaining. One of the home's standout features is the separate flex room with elegant glass French doors. Use it as a private home office, playroom, fitness room, hobby space or study—the choice is yours. Four true bedrooms provide plenty of room for family, guests or whatever life requires. Large ceramic tile flooring runs throughout the main living areas, complemented by recessed lighting and ceiling fans. The fenced backyard is another highlight, backing to a wooded reserve for a peaceful, more private setting. The 10' x 20' extended concrete patio creates additional outdoor space for grilling, relaxing and entertaining. And there's even more to appreciate: epoxy-coated garage floor, gutters, transferable termite bond and remaining 10-year structural builder warranty. Smart-home features include app-controlled smart locks, Strata security system, smart thermostat, MyQ smart garage door opener, smart exterior lighting, video doorbell and driveway camera, plus wiring for Metronet high-speed internet. With NO HOA, a 2023 build, thoughtful upgrades and a backyard that feels more private than many newer homes, 48 Porcupine Drive offers a combination that's hard to overlook. Conveniently located near shopping, dining, medical facilities, parks and the beaches of Palm Coast and Flagler County. If you've been searching for a newer 4-bedroom home with flexible space, modern technology and a private backyard—this one deserves a closer look.

48 Porcupine Drive, Palm Coast

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (FLORIDA PARK). 386-445-7000
5 Porter Lane, Palm Coast
$391,800
4 Beds ⋅ 3 Baths ⋅ FC320321 MLS
Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Welcome to 5 Porter Lane, a beautifully appointed 2,265-square-foot home in Palm Coast's highly desirable P Section, where convenience meets coastal living. Ideally located in the heart of Palm Coast, you'll enjoy quick access to shopping, restaurants, schools, parks, and everyday essentials, while Flagler Beach is just 15–20 minutes away. Designed with both comfort and functionality in mind, this 4-bedroom, 3-bathroom home features a desirable split-bedroom floor plan, keeping the owner's suite private and separate from the secondary bedrooms. The spacious owner's retreat includes two walk-in closets, dual vanities, and plenty of room to unwind after a long day. At the heart of the home, the open-concept living area creates the perfect space for everyday living and entertaining. The stylish kitchen showcases gray cabinetry, sleek black fixtures, and granite countertops that continue into both the kitchen and bathrooms. A cozy breakfast nook offers the perfect spot for casual meals and morning coffee, while the formal dining room is ready to host holiday gatherings and special celebrations. A separate sitting room provides a quiet retreat—ideal for reading, working from home, or simply relaxing. Picture yourself living here—sunlight pouring through the windows, coffee in hand, enjoying the comfort of finally having the space you've been working toward. This isn't just an upgrade; it's the opportunity for everyone to have room to spread out while still staying connected. The thoughtfully designed open layout brings family and friends together, making holidays, celebrations, and everyday moments feel effortless. Step outside to the covered lanai and imagine winding down with your favorite beverage while dinner sizzles on the grill after a long day. Whether you're entertaining guests or enjoying a quiet Florida evening, this outdoor space is ready to become one of your favorite places to relax. Modern finishes, generous living space, and an unbeatable central location make 5 Porter Lane more than just a house—it's the home you didn't realize you needed until now. Ask about our current promos and CASH buyers discount. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**

5 Porter Lane, Palm Coast

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977
23 Port Lane, Palm Coast
$339,000
3 Beds ⋅ 2 Baths ⋅ FC320197 MLS
FULLY PAID-OFF SOLAR PANELS & REMARKABLY LOW ELECTRIC BILLS! Start saving from day one with no solar loan to assume—just one of the many valuable features included with this beautifully maintained Palm Coast home. Offering approximately 1,400 sq. ft., 3 bedrooms and 2 bathrooms, this block home sits on an impressive 122 x 125 corner lot in the desirable Pine Grove neighborhood, providing plenty of space, privacy, and great curb appeal. Inside, the home showcases a beautifully designed kitchen featuring stainless steel appliances, lovely high-end countertops, and an elegant layout that elevates the entire space. The interior also features porcelain floors of the most exquisite taste and quality, creating a seamless luxury feel throughout the main living areas. A large dining area, inviting living room, and thoughtfully remodeled bathrooms—including a beautifully upgraded primary bathroom and an updated secondary bathroom—add comfort, style, and modern appeal. Major updates such as a 2023 A/C, new water heater, and a roof in excellent condition ensure peace of mind. All appliances, including washer and dryer, are included, making this home truly move-in ready. The exterior has been freshly painted and includes an enclosed porch for added convenience, along with a Shark-coated garage floor, premium shed valued at over $10,000, extended paver driveway, whole-home gutters, mature trees, and a generous backyard. A spacious fully screened-in porch provides the perfect setting to enjoy Florida living year-round. Conveniently located near major roadways, Town Center, shopping, dining, and schools, this home combines energy savings, valuable upgrades, space, and location in one impressive package. Come see how much more this home has to showcase!

23 Port Lane, Palm Coast

Listing courtesy of VIRTUAL HOMES REALTY. 386-569-5383
79 Port Royal Drive, Palm Coast
$300,000
3 Beds ⋅ 2 Baths ⋅ FC318038 MLS
Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table .Move fast and you'll have the opportunity to choose your own interior finishes — flooring, cabinet colors, countertops, and more. These selection windows close fast as construction progresses, so don't wait! Discover a brand-new all-brick home offering 1,505 sq ft of thoughtfully designed space featuring 3 bedrooms and 2 baths in an open floor plan. Imagine ten-foot ceilings which brings natural light into the main living areas to create an easy flow between the kitchen, dining space, and great room, making daily routines feel organized and effortless. The chef’s kitchen is equipped with 36-inch upper cabinets with crown molding, Whirlpool stainless steel appliances, ideal for everyday cooking and entertaining. The owner’s suite features a walk-in closet, dual vanities, and a walk-in shower, while the additional bedrooms are set apart for privacy or flexible use, each with vaulted ceilings. A covered lanai extends the living space outdoors without adding upkeep, and the home includes updated systems, energy-efficient windows, a built-in pest defense system, and warranties of 1, 2, and 10 years for peace of mind. This home offers proximity to beaches, parks, schools, shopping, dining, golf, and more than 130 miles of walking and biking trails, giving you easy access to the best of Palm Coast living. Pictures shown are examples only. Actual home features, finishes, and styles will vary

79 Port Royal Drive, Palm Coast

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977
54 Pony Express Drive, Palm Coast
$320,000
4 Beds ⋅ 2 Baths ⋅ FC318024 MLS
Move In Ready!!! $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. This 1820 sqft brick home in the Pine Lakes area of Palm Coast is a 4-bed, 2-bath beauty is just minutes from beaches, shopping, schools, and restaurants. Imagine this home having high ceilings, a formal dining room, and a spacious great room to create a vision of modern living and everyday comfort. Smart features like stainless steel Whirlpool appliances, energy-efficient double-pane windows with easy-clean fold-in design and a built-in Pest Home Defense system show the value of a thoughtful design. The owner’s suite sets the example of luxury, with a large walk-in closet, ceiling fan, and a spa-like bath featuring double sinks and sleek MOEN nickel faucets. Enjoy a covered back patio, extending your living space outdoors — perfect for morning coffee, evening gatherings, or quiet moments of relaxation. With warranties that protect your investment (1-year builder, 2-year mechanical, 10-year structural), you can truly own peace of mind along with your dream home. This home isn’t just built — it’s designed to bring your vision to life, teach the value of smart living, set the example for comfort, and give you the chance to own it all.. Photos are of actual home.

54 Pony Express Drive, Palm Coast

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977
48 Pheasant Drive, Palm Coast
$310,000
3 Beds ⋅ 2 Baths ⋅ FC317816 MLS
Huge Price improvement + $10,000 flex cash. Move-in-ready $1,000 deposit and saving your buyers thousands of dollars in closing costs when using one of our lender partners saving thousands of dollars at the closing table. Picture your buyers starting their mornings on the front porch with coffee in hand, easing into the day as the neighborhood comes to life. Inside, the vaulted ceilings and open-concept layout give them the space to truly live — not just exist — whether it’s hosting friends, celebrating milestones, or enjoying quiet nights at home. The kitchen becomes the heart of it all — where meals are shared, conversations flow, and memories are made. With the open design, they’re never disconnected from what matters most. Out back, the large patio turns into their personal escape. Weekend barbecues, string lights overhead, being able to play freely, or simply unwinding after a long day — this is where life happens. It’s easy to see them making it their own, adding their style, their touches, their story. The modern fixtures add that elevated, custom feel — giving the home personality without needing to change a thing. This isn’t just a house they’re walking into — it’s a place they can immediately call home, where every space already feels like it was designed for their life. Photos are of actual home.

48 Pheasant Drive, Palm Coast

Listing courtesy of ADAMS HOMES REALTY, INC. 850-469-0977
21 Post View Drive, Palm Coast
$319,000
3 Beds ⋅ 2 Baths ⋅ FC312046 MLS
This updated, three-bedroom ranch-style vacation home is fully furnished. It features a beautiful open layout, complete with a stunning kitchen that includes granite countertops, stainless steel appliances, and attractive cabinets. All the bathroom fixtures are brand new. Skylights in multiple rooms bring in ample natural light during the day. The house is impeccably clean and move-in ready. As an added bonus, there's a 10' x 15' shed for extra storage. Currently managed by Evolve Vacation Rental, you have the option to use it as your primary residence or continue renting it out as a vacation home generating money when not used by owner. Listing Agent is Owner.

21 Post View Drive, Palm Coast

Listing courtesy of GLASS TOP REALTY. 386-320-3091
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