Not In Subdivision Homes under $400,000

Not In Subdivision Homes under $400,000

Welcome to your dream home search in the beautiful state of Florida! If you’re looking for a tranquil lifestyle away from the hustle and bustle of subdivisions, you’ve come to the right place. Nestled in serene surroundings, our featured properties are not located in a subdivision, allowing you to enjoy more space, privacy, and the freedom to create your own oasis.

In this enchanting region of Florida, you’ll discover a variety of charming homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking for a cozy retirement retreat, there’s something for everyone. These homes boast character and unique features, from spacious backyards perfect for entertaining to inviting interiors filled with natural light.

Imagine sipping your morning coffee on a peaceful porch, surrounded by lush greenery, or hosting family gatherings in your expansive backyard. With easy access to local amenities, parks, and recreational activities, you can enjoy the best of both worlds—tranquility and convenience.

This area is known for its friendly community vibe, where neighbors become friends and every day feels like a vacation. With homes available at an affordable price point, now is the perfect time to invest in your future and create lasting memories in Florida.

Don’t miss out on the opportunity to find your ideal home in this picturesque setting. Explore our listings today and step into a lifestyle that’s waiting just for you!

Newest Not In Subdivision Homes under $400,000

11 Zircon Court, Palm Coast
$400,000
5 Beds ⋅ 3 Baths ⋅ 1231487 MLS
A Home That Finally Checks Every Box — Space, Flexibility, Value, and NO HOA!!!!!! If you've been searching for a home that actually delivers the space your life demands, this is the one. The moment you walk in, you feel it — real, comfortable, wide-open space that today's buyers crave but can rarely find anywhere near this price point. Nearly 3,000 sq ft, 5 true bedrooms, multiple flex areas, and NO HOA... all for $400K in Palm Coast's highly desirable Quail Hollow community. This isn't just another listing. It's the opportunity buyers wait for — and the one investors move fast on. Modern Living, Wide-Open Layout Step inside and the home immediately opens up with bright, airy living spaces designed for how people actually live today. The open-concept flow from the family room to the kitchen creates a natural gathering hub — perfect for hosting friends, helping with homework, game nights, or enjoying quiet mornings with coffee. Need flexibility? You've got it. Downstairs flex room for office, gym, playroom, or guest space Upstairs loft for media, homeschooling, or second living area Multiple living spaces that adapt to your lifestyle instead of limiting it **Five Bedrooms = Endless Possibilities** Upstairs, all five bedrooms offer privacy and comfort. The oversized primary suite feels like a retreat, complete with a walk-in closet and en-suite bath. The additional bedrooms are ideal for guests, offices, hobbies, or a growing family — whatever your life calls for, this home delivers. ** A Backyard Ready for Your Vision** Step outside to a fully vinyl-fenced backyard — a blank canvas with room to create the outdoor lifestyle you've always wanted. Imagine: A sparkling pool A summer kitchen A cozy fire-pit lounge A garden oasis A play area And with NO HOA, you have the freedom to make it yours. **Location That Makes Life Easy** Minutes to Flagler Beach, top-rated schools, shopping, dining, medical facilities, parks, and trails — plus quick access to US-1, SR-100, and I-95. Everything you need is right at your fingertips. Homes offering this much space, flexibility, and value do not sit on the market. Whether you're searching for your forever home or your next investment, this one checks every box. Schedule your private showing today — before the rush begins. $$$ INVESTORS — THIS IS YOUR SIGNAL$$$ With 5 bedrooms, nearly 3,000 sq ft, and no HOA restrictions, this property is a standout for: Long-term rentals Corporate housing Multigenerational occupancy High-demand Florida relocation traffic Palm Coast continues to be one of Florida's fastest-growing markets, and opportunities like this are becoming increasingly rare.

11 Zircon Court, Palm Coast

Listing courtesy of Adams, Cameron & Co., Realtors.

103 Park Circle, Holly Hill
$389,900
2 Beds ⋅ 3 Baths ⋅ 1231394 MLS
RIVER VIEWS FROM EVERY ROOM! Completely renovated in 2025, this exceptional 2 bedroom, 3 bath home combines classic character with the comfort and efficiency of a modern renovation. Set in a quiet cul-de-sac neighborhood with no HOA, the home offers expansive Halifax River views, abundant natural light and an open-concept layout with soaring 9-foot ceilings. The beautifully redesigned kitchen features 42-inch upper cabinetry, soft-close doors and drawers, quartz countertops, new appliances and a convenient counter-height breakfast bar. The spacious living area also includes a custom beverage bar with beverage refrigerator, generous storage and custom solid southern yellow pine floating shelves. Both bedrooms feature large closets and beautifully renovated ensuite bathrooms. A bright sunroom surrounded by windows showcases the river views and opens to a large rear deck, creating an ideal space for relaxing or entertaining. The oversized garage includes a workshop area and a third full bathroom, providing exceptional flexibility for guests, hobbies or additional living needs. The extensive 2025 renovation includes a new roof, soffit and fascia, siding, HVAC system, electrical system, plumbing, tankless hot water heater, impact windows, recessed lighting, kitchen, bathrooms, LVP flooring and rear deck. A security system adds another layer of convenience and peace of mind. The home has also been inspected and received a Certification of Completion from the City of Holly Hill. The property includes an additional lot with a concrete pad, providing valuable extra parking and space for a boat, RV or other recreational vehicles. Short-term rentals are permitted, adding flexibility for personal use, investment or rental opportunities. Furnishing options provide even more flexibility, with the home available furnished or unfurnished. With its sweeping river views, extensive 2025 renovation, generous outdoor space, additional lot and short-term rental potential, this is a rare opportunity to own a virtually turnkey home in a desirable Holly Hill riverfront setting. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

103 Park Circle, Holly Hill

Listing courtesy of Realty Pros Assured.

124 Loomis Avenue, Daytona Beach
$385,000
3 Beds ⋅ 4 Baths ⋅ 1231118 MLS
Some homes have been updated. Others have been loved back to life. This Historic Home is a beautifully restored piece of Daytona Beach history--filled with the character you hope to find in a century-old home, but thoughtfully updated for the way we live today. From the moment you step onto the welcoming veranda, this home feels different. Inside, natural light, original and restored hardwood floors, architectural details and warm, inviting rooms tell the story of a home that has been here for more than 100 years. The main residence has 2 Bedrooms downstairs w/ a 3rd possible, 1 bedroom upstairs and has been extensively renovated while preserving the details that give it its personality. The spacious living room flows into a beautifully remodeled kitchen featuring stainless steel appliances and its own fireplace--an unexpected touch that makes this space especially memorable. The home is zoned multi family -also offers generous bedrooms, updated baths and convenient interior laundry. Major improvements include updated electrical and plumbing, a 2017 HVAC system, 2018 roof and renovated kitchen, allowing you to enjoy the charm of a historic property without sacrificing modern comfort. And then there's the upstairs studio apartment offers its own living room, bedroom, kitchen and full bath--a wonderfully flexible space for guests, a home office, studio or income property. The location is just as special. Tucked into historic Daytona Beach and only one block from the Halifax River and less than two miles from the Atlantic Ocean, Riverfront Esplanade, downtown restaurants, marinas, galleries, cultural attractions, shopping, Jackie Robinson Ballpark and the Halifax River Yacht Club all within easy reach. There is something special about owning a home that has already witnessed a century of Daytona Beach history. The floors have a story. The architecture has a story. Even the veranda feels like it belongs to another era and you will enjoy the year around river breezes and views. Now, after more than 100 years, 124 Loomis is ready for its next chapter. Come see it in person--and imagine the history you could make here with this Investment Income Opportunity.

124 Loomis Avenue, Daytona Beach

Listing courtesy of RE/MAX Signature.

Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data is up-to-date as of . For the most current information, contact Florida Beaches Real Estate Company.