Palm Coast Homes under $400,000

Palm Coast Homes under $400,000

Welcome to Palm Coast, Florida—a hidden gem nestled in Flagler County that offers the perfect blend of coastal charm and suburban serenity. With its stunning natural beauty, vibrant community, and an array of recreational activities, Palm Coast is an ideal destination for families, retirees, and anyone looking to enjoy the sunshine state.

One of the most appealing aspects of Palm Coast is its affordability, particularly when it comes to homes under $400,000. This market offers a diverse selection of properties, from cozy single-family homes to inviting townhouses, making it accessible for first-time buyers and those looking to downsize. With prices that cater to a variety of budgets, you can find your dream home without breaking the bank.

The city boasts an impressive array of amenities, including beautiful parks, scenic trails, and pristine beaches that are just a stone's throw away. Residents enjoy a laid-back lifestyle with opportunities for fishing, golfing, and boating, all set against the backdrop of Florida's stunning landscapes. The community is also known for its friendly atmosphere, where neighbors become friends and local events foster a strong sense of belonging.

In Palm Coast, you'll find more than just a house; you'll discover a place to call home. With its affordable housing options, welcoming community, and endless outdoor adventures, Palm Coast is a place where dreams become reality. Explore what this charming city has to offer and find your perfect home today!

Newest Palm Coast Homes under $400,000

10 Wedgewood Lane, Palm Coast
$329,000
3 Beds ⋅ 2 Baths ⋅ FC321896 MLS
Discover your own slice of Florida living at 10 Wedgewood Lane, a charming pool home in the Pine Lakes neighborhood of Palm Coast, Florida. With a private inground swimming pool, newly rescreened pool enclosure, and spacious covered lanai, this home invites you to slow down, soak up the sunshine, and enjoy everyday life both indoors and out. Furnishings are negotiable, offering added flexibility for your next move. Inside, vaulted ceilings and a distinctive arched window create an airy, welcoming atmosphere. The connected living and dining spaces provide a comfortable setting for entertaining, while expansive sliding glass doors frame pool views and open directly to the screened outdoor living area. From morning coffee on the lanai to an afternoon swim and dinner outdoors, the pool becomes a beautiful centerpiece of the home. The primary bedroom offers its own sliding glass doors to the lanai, bringing natural light and relaxing pool views into your personal retreat. The primary bathroom features a dual-sink vanity, separate shower, and soaking tub. An attached two-car garage adds everyday convenience, while mature trees and greenery provide an established setting. Whether you are searching for a Palm Coast pool home, a Florida seasonal retreat, or a full-time residence in Pine Lakes, 10 Wedgewood Lane brings together inviting living spaces, generous outdoor entertaining areas, and the option to purchase furnishings by negotiation. Come imagine the possibilities—and make your next chapter a little more sun-filled.

10 Wedgewood Lane, Palm Coast

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE). 386-597-8018
49 Frontier Drive, Palm Coast
$280,000
3 Beds ⋅ 2 Baths ⋅ FC321625 MLS
Welcome to this updated home located in the Palm Harbor section of Palm Coast. Offering 1,412 square feet of living space, this home features 3 bedrooms, 2 full bathrooms, and an attached 2-car garage. Built in 1987, this home has been thoughtfully updated throughout. As you arrive, you'll immediately notice the well-maintained exterior, mature landscaping, and welcoming front entry. Step inside to the foyer, where the dining area sits just off the entry before opening into the spacious main living area. Solid wood bamboo flooring runs throughout the living and dining spaces, creating an easy flow through the center of the home. The updated kitchen is located just off the living area and features solid surface countertops, ample cabinetry and counter space, a tile backsplash, black appliances, and tile flooring. A peninsula overlooking the main living area and an additional run of cabinetry and counter space provide even more room for everyday use and storage. The primary suite is privately situated at the rear of the home and features bamboo flooring, a walk-in closet, and direct access to the screened porch. The updated ensuite bathroom includes a modern vanity and a tiled walk-in shower with a glass enclosure. Two additional bedrooms and an updated full guest bathroom are located near the front of the home. Sliding glass doors from the living room also lead to the screened porch, offering additional space for dining, relaxing, or entertaining while overlooking the backyard. Just beyond the screened porch, the extended patio features an outdoor hot tub and opens to a spacious backyard with mature greenery and a storage shed. Additional features include updated windows and doors, updated fixtures throughout, two indoor security cameras, two outdoor security cameras, a Ring doorbell, alarms on the doors and windows, and a washer and dryer located in the attached 2-car garage. Conveniently located near shopping, restaurants, parks, and just a short drive to Palm Coast's beautiful beaches, 49 Frontier Drive offers comfortable living with thoughtful updates both inside and out.

49 Frontier Drive, Palm Coast

Listing courtesy of REALTY EXCHANGE, LLC. 386-446-0017
126 Wandering Creek Way, Palm Coast
$349,990
4 Beds ⋅ 3 Baths ⋅ 2167669 MLS
Brand new, energy-efficient home available by Dec 2026! The Davenport floorplan offers a spacious layout with four bedrooms and three bathrooms. Enjoy a chef inspired kitchen with a large work island that overlooks the dining, great room and outdoor patio. Flagler Village Classic Series offers a variety of one-story and two-story, single-family homes with open-concept living spaces. Located just 15 minutes from Flagler Beach, residents can live the ideal coastal lifestyle while enjoying convenient access to everyday necessities at the Palm Coast Town Center. Community amenities include a cabana and resort-style pool. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

126 Wandering Creek Way, Palm Coast

Listing courtesy of MERITAGE HOMES OF FLORIDA REALTY.

10 Princess Ellen Place, Palm Coast
$362,900
3 Beds ⋅ 2 Baths ⋅ TB8518308 MLS
Pre-Construction. To be built. The Banyan combines functional design with stylish finishes to create a home you'll love coming back to each day. Featuring a spacious open-concept layout, private owner's retreat and thoughtfully designed living spaces, this one-story floor plan delivers everything today's homeowners are searching for. Enhanced by LGI Homes' CompleteHome™ package, the Banyan is move-in ready from day one!

10 Princess Ellen Place, Palm Coast

Listing courtesy of LGI REALTY- FLORIDA, LLC. 904-449-3938
11 Ferris Lane, Palm Coast
$389,900
3 Beds ⋅ 2 Baths ⋅ V4951644 MLS
Extensively renovated and designed for enjoying the Florida lifestyle, this Palm Coast POOL home has so much to offer! Inside, you'll find a bright, open floor plan, a fully renovated kitchen with a spacious island, modern finishes, and inviting living spaces. An enclosed sunroom offers additional space to relax or entertain while overlooking the backyard. But the real showstopper is outside! Completed in 2025, the BRAND-NEW HEATED SALTWATER POOL is the centerpiece of this incredible backyard, complete with a separately heated SPA with Pentair controls, expansive paver patio, covered pergola with outdoor seating, and vinyl privacy fencing. It's your own private resort-style retreat, right at home! Additional updates include a 2022 HVAC air handler and 2021 water heater. Whether you're looking for a full-time residence, seasonal getaway, or potential vacation rental investment, this property offers plenty of possibilities. Furniture, decor, and household essentials are negotiable, with a fully furnished and equipped purchase possible! Schedule your showing and come see it for yourself!

11 Ferris Lane, Palm Coast

Listing courtesy of REAL BROKER, LLC. 855-450-0442
222 Bird Of Paradise Drive, Palm Coast
$344,900
3 Beds ⋅ 2 Baths ⋅ V4951643 MLS
Welcome to your own piece of paradise in beautiful Palm Coast! This stunning 3-bedroom, 2-bath home with 1,832 sq. ft. offers a serene, open floor plan with a gorgeous dream kitchen featuring a large island—perfect for everyday living and entertaining. Beautifully painted and absolutely turnkey, the home features a huge primary suite with a beautiful ensuite, creating a private retreat at the end of the day. The location is just as special as the home, with beautiful beaches, fishing, parks, and outdoor adventures all nearby. Centrally located between St. Augustine, Flagler Beach, and Daytona Beach, you can enjoy the best of Florida's northeast coast while still having a peaceful place to call home. Please note: The teal refrigerator shown in the photos will not remain, but a beautiful replacement refrigerator will be in its place. Come see this beautiful Palm Coast home and discover what it feels like to own your very own piece of paradise!

222 Bird Of Paradise Drive, Palm Coast

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN. 386-944-2800
209 Parkview Drive, Palm Coast
$305,000
3 Beds ⋅ 2 Baths ⋅ FC321882 MLS
Virtually Staged. Welcome home to this beautifully updated property situated on a DESIRABLE CORNER LOT with plenty of outdoor space! Major improvements include a ROOF COMPLETED IN 2024, A/C INSTALLED IN 2025, NEW WINDOWS, NEW SLIDING GLASS DOOR, and painted interior giving the next owner added peace of mind. Inside, you'll find tile flooring throughout and a spacious living room featuring a convenient pass-through to the kitchen, creating a functional layout for everyday living and entertaining. The large eat-in kitchen offers plenty of cabinets, stainless steel appliances, including a newer stove, dishwasher, and microwave—and a generous pantry closet for additional storage. The primary bedroom features a walk-in closet and private ensuite bathroom, providing a comfortable retreat. Step outside to the large, partially fenced yard where the corner lot provides plenty of room to enjoy the Florida lifestyle and even space to add a pool. Whether you envision entertaining, gardening, creating a backyard oasis, or simply enjoying the extra outdoor space, there's plenty of potential. Conveniently located near shopping, schools, dining, and everyday amenities, this move-in-ready home combines major recent improvements, a spacious lot, and a great location. Don't miss your opportunity, schedule your private showing today!

209 Parkview Drive, Palm Coast

Listing courtesy of SERENITY REALTY GROUP. 386-221-2255
222 Bird Of Paradise Drive, Palm Coast
$344,900
3 Beds ⋅ 2 Baths ⋅ 1231429 MLS
Welcome to your own piece of paradise in beautiful Palm Coast! This stunning 3-bedroom, 2-bath home with 1,832 sq. ft. offers a serene, open floor plan with a gorgeous dream kitchen featuring a large island—perfect for everyday living and entertaining. Beautifully painted and absolutely turnkey, the home features a huge primary suite with a beautiful ensuite, creating a private retreat at the end of the day. The location is just as special as the home, with beautiful beaches, fishing, parks, and outdoor adventures all nearby. Centrally located between St. Augustine, Flagler Beach, and Daytona Beach, you can enjoy the best of Florida's northeast coast while still having a peaceful place to call home. Please note: The teal refrigerator shown in the photos will not remain, but a beautiful replacement refrigerator will be in its place. Come see this beautiful Palm Coast home and discover what it feels like to own your very own piece of paradise!

222 Bird Of Paradise Drive, Palm Coast

Listing courtesy of Keller Williams Realty Florida Partners.

13 Belleaire Drive, Palm Coast
$285,000
3 Beds ⋅ 2 Baths ⋅ FC321827 MLS
What if the big updates were already behind you? This Palm Coast home gives you the opportunity to skip the renovation list and get straight to enjoying the home. The kitchen and baths have been updated, windows and doors were replaced in 2022, and the roof and skylights were also completed in 2022. Solar was added that same year, bringing energy efficiency into the equation. Inside, every bedroom has a walk-in closet, and the epoxy-finished garage provides a clean, functional space with laundry conveniently located just steps from the living areas. And then there's the lanai. Large, screened, and ready to be used—not just admired. Set it up for morning coffee, weekend dinners, game nights, or the kind of outdoor living that makes Florida feel like Florida. A backyard shed adds extra storage, while the home's convenient Palm Coast location puts shopping, dining, parks, and the beach within easy reach. The work has been done. The updates are here. All that's missing is what you bring to it! Come see it and decide if this is the Palm Coast home you've been waiting for!

13 Belleaire Drive, Palm Coast

Listing courtesy of RE/MAX SELECT PROFESSIONALS. 386-283-4966
60 Westfield Lane, Palm Coast
$349,500
3 Beds ⋅ 3 Baths ⋅ FC321821 MLS
LOCATION!! LOCATION!! LOCATION, come tour this beautiful home located in the very desired Pine Lakes community just behind Pine Lakes Golf Course. This 3 Bedrooms, 3 full Bathrooms and a 2 Car Garage needs some TLC to make it to your dream home. This house also has quite a few flex rooms that may be used as additional bedrooms or office. The Roof was replaced in 2019, AC 2016 and Hot water Heater in 2009. This 2 level Single Family Residence is conveniently located near Supermarkets, Pharmacies, Gas Stations, Banks, Restaurants, approximately 15 minutes to Flagler Beach or Matanzas Beach, approximately 1 hour 30 minutes to Jacksonville Airport, Orlando Airport, Disney, Universal Studios and approximately 30 minutes to St. Augustine. This is a must see home so make your appointment today!!!!!!.

60 Westfield Lane, Palm Coast

Listing courtesy of REALTY EXECUTIVES OCEANSIDE. 386-506-8008
11 Ferris Lane, Palm Coast
$389,900
3 Beds ⋅ 2 Baths ⋅ 1231421 MLS
Extensively renovated and designed for enjoying the Florida lifestyle, this Palm Coast POOL home has so much to offer! The open floor plan features a fully renovated kitchen with a spacious island, modern finishes, and inviting living spaces. But the real highlight is the backyard! A BRAND-NEW 2025 HEATED SALTWATER POOL, separately heated SPA with Pentair controls, expansive paver patio, covered pergola with outdoor seating, and vinyl privacy fencing create a private resort-style retreat. An enclosed sunroom offers additional space to relax or entertain. Additional updates include a 2022 HVAC, and 2021 water heater. Whether you're looking for a full-time residence, seasonal getaway, or potential vacation rental investment, this home offers plenty of possibilities. Furniture, décor, and household essentials are negotiable, with a fully furnished and equipped purchase possible!

11 Ferris Lane, Palm Coast

Listing courtesy of Real Broker, LLC.

29 White Deer Lane, Palm Coast
$290,000
3 Beds ⋅ 2 Baths ⋅ 1231415 MLS
Welcome to 29 White Deer Ln, a spacious 3-bedroom, 2-bathroom home offering 1,551 square feet of comfortable living space in Palm Coast. Built in 1994 and situated on a generous 0.24-acre lot, this home features high ceilings that create an open and inviting atmosphere. The two-car garage provides convenient parking and additional storage space. With no HOA, you'll enjoy added flexibility and fewer restrictions. This home offers a great opportunity for buyers seeking space, comfort, and value in Palm Coast. Schedule your private showing today!

29 White Deer Lane, Palm Coast

Listing courtesy of EAZ Realty LLC.

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