New Smyrna Beach Homes under $400,000

New Smyrna Beach Homes under $400,000

Welcome to New Smyrna Beach, Florida—a hidden gem nestled along the beautiful Atlantic Coast in Volusia County. Known for its stunning beaches, vibrant arts scene, and rich history, this charming city offers a unique blend of relaxation and adventure. With miles of pristine shoreline, residents and visitors alike can enjoy sunbathing, surfing, and beachcombing in this coastal paradise.

New Smyrna Beach is not just about the sun and surf; it’s also a community steeped in culture and heritage. The historic downtown area boasts an array of boutique shops, art galleries, and delicious dining options, ensuring there’s something for everyone. The city hosts numerous events throughout the year, from art walks to music festivals, making it a lively place to live and explore.

For those seeking a home in this idyllic setting, New Smyrna Beach offers a range of affordable options, including charming homes under $400,000. Whether you’re a first-time homebuyer, a retiree looking for a peaceful retreat, or a family seeking a place to grow, you’ll find a variety of properties that cater to your needs. From cozy beach bungalows to modern townhouses, there’s no shortage of choices that fit your budget.

With its welcoming community and beautiful surroundings, New Smyrna Beach is the perfect place to call home. Discover the opportunities that await you in this delightful coastal city, where your dream home is just a wave away!

Newest New Smyrna Beach Homes under $400,000

2149 Edgewater Canal Road, New Smyrna Beach
$200,000
3 Beds ⋅ 2 Baths ⋅ NS1089426 MLS
Welcome to this inviting New Smyrna Beach home offering comfortable living with plenty of space to enjoy the Florida lifestyle. The functional floor plan provides an easy flow between the main living areas, with ample natural light and versatile spaces for everyday living and entertaining. Enjoy the outdoor space and peaceful setting while still being conveniently located near shopping, dining, recreation, and all that New Smyrna Beach has to offer. With easy access to major roadways, the Intracoastal Waterway, and the beach, this property offers a great combination of comfort, convenience, and location.

2149 Edgewater Canal Road, New Smyrna Beach

Listing courtesy of WHITE WHALE REAL ESTATE. 388-689-5171
18 Stymie Lane, New Smyrna Beach
$300,000
2 Beds ⋅ 2 Baths ⋅ 1231497 MLS
Enjoy the relaxed coastal lifestyle of New Smyrna Beach at 18 Stymie Lane. Located in a quiet golf community with very low HOA fees, this home offers a welcoming setting near historic downtown Canal Street, where you can explore local shops, restaurants, and community events. Spend your days enjoying a round of golf, unwinding by the community pool (paid membership required), or riding your bicycle or street-legal golf cart to the beach. Recent improvements include a new roof and water heater installed in 2024, along with a new refrigerator and Speed Queen washing machine added in 2026. The property is located in Flood Zone X and offers convenient additional street parking nearby. The home also features a versatile bonus room currently being used as a bedroom, offering many possibilities to suit your needs. With two golf courses close by and more options throughout the area, this home provides an easygoing lifestyle in a peaceful community near all that New Smyrna Beach has to offer. More photos coming soon.

18 Stymie Lane, New Smyrna Beach

Listing courtesy of Coldwell Banker Coast Realty.

4150 S Atlantic Avenue Unit 110D, New Smyrna Beach
$343,900
2 Beds ⋅ 3 Baths ⋅ NS1089405 MLS ⋅ 110 BLDG.
Coastal Living, Turnkey & Just Across from the Beach- A rare opportunity presents itself at Bahamian Club, where understated elegance meets effortless coastal living. This impeccably maintained 2-bedroom, 2.5-bath townhome resides within a distinguished tree-shaded enclave, mere steps from the Atlantic in New Smyrna Beach's most sought-after corridor. Offered fully furnished and fully turnkey, it awaits its next discerning owner—whether as a seasonal sanctuary, an investment retreat, or a refined year-round residence.The interior strikes a balance between comfort and practicality: plush carpeting grounds the main living spaces, while clean-lined tile flows seamlessly through the kitchen and baths. Thoughtful renovations include updated countertops and contemporary glass enclosures in both shower and tub—subtle refinements that elevate the everyday. Ascend to the private upper patio, where views of lush tropical landscaping create an idyllic backdrop for morning rituals or twilight repose. On the main level, a light-filled sunroom provides versatile space for quiet contemplation or impromptu gatherings Recent capital improvements provide genuine reassurance: a roof replaced within 18 months, a 2025 water heater installation, and 2023 air conditioning system. The essentials, expertly addressed Bahamian Club extends a lifestyle of cultivated leisure—year-round heated pool, tennis and pickleball courts, shuffleboard, a poolside cabana with grilling facilities, and dedicated on-site management. The community welcomes short-term rentals (minimum 3 nights), accommodating both investment strategies and the discerning snowbird seeking a lock-and-leave haven that remains pristine in their absence. One vehicle for each residence; pets welcome for owners, though not permitted during rental periodsHere, life simply unfolds with greater ease. We invite your private appointment-Virtual staging in some photos.

4150 S Atlantic Avenue Unit 110D, New Smyrna Beach

Listing courtesy of PREMIER SOTHEBY'S INTL. RLTY. 386-957-5652
4151 S Atlantic Avenue Unit 3170, New Smyrna Beach
$369,000
1 Beds ⋅ 1 Baths ⋅ NS1089373 MLS ⋅ North Building BLDG.
AWESOME 3rd floor end unit condo with beautiful direct views of the ocean from both the living area and the bedroom. This extremely clean, turnkey unit has been exceptionally maintained and is move in ready. Located on the no-drive beach in the well-maintained oceanfront complex of Sea Coast Gardens II, where the Milestone and SIRS studies have already been completed. The complex has a brand-new beachfront deck with two large pools and two kiddie pools. This one-bedroom, one-bathroom oceanfront condo comes with a bonus / bunk room and is being sold fully furnished. Shopping is conveniently located across the street, while the restaurants, boutiques, and entertainment of Flagler Avenue are just minutes away. Whether you're looking for a full-time residence, beach getaway, or investment opportunity, this unit could be perfect for you.

4151 S Atlantic Avenue Unit 3170, New Smyrna Beach

Listing courtesy of OCEAN PROPERTIES & MANAGEMENT. 386-428-0975
42 Jacaranda Cay Court Unit 42, New Smyrna Beach
$355,000
2 Beds ⋅ 2 Baths ⋅ O6446633 MLS ⋅ Dolphin Cove BLDG.
Welcome to Dolphin Cove, where stunning sunsets and serene waterfront await you. This exceptional 2-bedroom, 2-bathroom furnished condo boasts the perfect blend of modern comfort and coastal charm. Boasting an array of features including a new tile bathroom, large closets, private patio area, your own deeded boat dock, new central air conditioner and the potential for extra income with renters already booked for 2027. Furnishings are included or can be negotiable. This single-story corner unit boasts high vaulted ceilings, offering a spacious and airy ambiance. Enjoy shaded privacy and relax on the newly updated patio, complete with sunshade and enchanting string lights. The family room features stunning plantation shutters, adding a touch of elegance to the space. Convenience is key, as the unit includes a separate laundry room with a full-size washer and dryer. One of the highlights of this property is its own boat slip, accommodating boats up to 25 ft. Equipped with water and electricity, this allows you to explore the Indian River Waterway at your leisure. Enjoy breathtaking sunsets, spot dolphins swimming in the distance, and observe wildlife right from your backyard. The Dolphin Cove community provides a range of amenities including guest parking, bike and kayak storage, a community gazebo and fire pit, and scenic views from the dock. Nature lovers will especially appreciate the peaceful atmosphere and the ability to embark on daily retreats within their own neighborhood. This community is perfectly situated between the Indian River, the Historic Canal district, and the beaches of New Smyrna, offering breathtaking views and endless opportunities for outdoor recreation right at your doorstep.

42 Jacaranda Cay Court Unit 42, New Smyrna Beach

Listing courtesy of BEYCOME OF FLORIDA LLC. 844-239-2663
2815 Westwood Avenue, New Smyrna Beach
$343,000
3 Beds ⋅ 2 Baths ⋅ 1231351 MLS
Welcome home to New Smyrna Beach living at its finest! The beautiful Maronda built home, completed in October 2021, where modern comfort meets coastal convenience. With 3 bedrooms, 2 baths, and 1,479sf of living space, this residence offers the perfect blend of style, function and relaxation. At the heart of the home, the open-concept kitchen shines with classic shaker cabinetry, stainless steel appliances, a spacious walk-in pantry, and a sleek metal backsplash. Whether preparing everyday meals or hosting friends, this kitchen is designed to impress! The master suite provides a private retreat, featuring dual sinks, a walk-in shower, and a large walk-in closet. Two guest bedrooms, complete with new Berber carpet, create a welcoming space for family or visitors. Built with quality block construction, this home is designed for peace of mind and easy living. Hurrican shutters are included. The private backyard offers a quiet escape, ideal for morning coffee, gardening, or evening

2815 Westwood Avenue, New Smyrna Beach

Listing courtesy of Realty Pros Assured.

219 Club House Boulevard Unit 219, New Smyrna Beach
$269,000
2 Beds ⋅ 3 Baths ⋅ NS1089384 MLS ⋅ 219 BLDG.
Stunning Renovated 2/2.5 Golf Front Townhome Directly on the Golf Course. Pay a Fraction of what Golf Front Homes are Selling For, and Have the Same View. Overlooking Hole # 1 on the White Course which Has an Attached Golf Cart Garage. Quality Materials Throughout, This is a Fantastic Place to Call Home. Sugar Mill is the Premier Golf Course and Community in Volusia County. Call For Your Showing Today.

219 Club House Boulevard Unit 219, New Smyrna Beach

Listing courtesy of LOCAL LIVING REALTY GROUP. 386-314-5458
724 St Andrews Circle, New Smyrna Beach
$400,000
2 Beds ⋅ 2 Baths ⋅ NS1089318 MLS
Immaculate two bedroom/2 bathroom home located along the 5th fairway of Sugar Mill Country Club's Red Course. Home is in the desired St Andrews area of Sugar Mill. New roof installed 12/25. Home has updated impact windows in several areas. Kitchen was expanded to include extra cabinets and separate dinette area. Formal dining room and living room(attractive natural wood flooring). Spacious Lanai with view of 5th fairway and updated shaded windows. Primary bathroom updated with two cabinets with sinks and shower. Primary bedroom has three closets. St. Andrews HOA fee includes complete yard, shrub, & irrigation maintenance, exterior home painting, heated Community pool & bathhouse, and maintenance of private roads - common area grounds - security gate. Sugar Mill CC HOA fee includes 24/7 Security and common grounds maintenance.

724 St Andrews Circle, New Smyrna Beach

Listing courtesy of MAGNOLIA PROPERTIES. 386-423-9300
724 Saint Andrews Circle, New Smyrna Beach
$400,000
2 Beds ⋅ 2 Baths ⋅ 1231207 MLS
Immaculate two bedroom/2 bathroom home located along the 5th fairway of Sugar Mill Country Club's Red Course. Home is in the desired St Andrews area of Sugar Mill. New roof installed 12/25. Home has updated impact windows in several areas. Kitchen was expanded to include extra cabinets and separate dinette area. Formal dining room and living room(attractive natural wood flooring). Spacious Lanai with view of 5th fairway and updated shaded windows. Primary bathroom updated with two cabinets with sinks and shower. Primary bedroom has three closets. St. Andrews HOA fee includes complete yard, shrub, & irrigation maintenance, exterior home painting, heated Community pool & bathhouse, and maintenance of private roads - common area grounds - security gate. Sugar Mill CC HOA fee includes 24/7 Security and common grounds maintenance.

724 Saint Andrews Circle, New Smyrna Beach

Listing courtesy of Magnolia Properties.

570 Oliver Drive, New Smyrna Beach
$325,000
3 Beds ⋅ 2 Baths ⋅ NS1089324 MLS
Discover affordable New Smyrna Beach living in this 3-bedroom, 2-bath home! An open-concept layout creates an inviting space for everyday living and entertaining, while the split-bedroom floor plan offers added privacy. New flooring, Bahama shutters, and mature landscaping add charm inside and out. A spacious laundry room provides everyday convenience, and the one-car garage plus carport offers flexible parking. An A/C system updated in 2024, a water heater updated in 2025, and a generator round out this appealing NSB home. Come see the possibilities!

570 Oliver Drive, New Smyrna Beach

Listing courtesy of THE KEYES COMPANY. 386-428-5723
3086 Meleto Blvd., New Smyrna Beach
$349,950
2 Beds ⋅ 2 Baths ⋅ O6444958 MLS
Welcome to easy Florida living in The Palms at Venetian Bay! Built by The Johnson Group in 2022, this beautifully maintained 2-bedroom, 2-bath cottage has been very lightly lived in and is truly move-in ready. Simply bring your clothes and enjoy a home that feels like new. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space for everyday living and entertaining. The kitchen features stainless-steel appliances, including the refrigerator and microwave, quartz countertops, soft-close cabinetry, and a center island with seating for casual dining. The split-bedroom layout provides privacy for both residents and guests. The spacious primary suite features a large walk-in closet and an ensuite bath with dual quartz-topped vanities and an oversized walk-in shower. The bright secondary bedroom is ideal for guests, an office, or flexible living space. A like-new washer and dryer are included for added convenience. The attached 2-car garage offers plenty of room for vehicles, storage, and recreational gear. Best of all, there is no lawn mower needed—the HOA maintains the landscaping, allowing you to spend more time enjoying the Florida lifestyle. Venetian Bay offers an array of amenities, including golf, tennis, pickleball, a community pool, clubhouse, restaurant and Tiki Bar, along with walking and biking trails. Grab your golf cart and head to the clubhouse for a meal or drinks, meet friends at the pool, or simply enjoy the relaxed atmosphere. Conveniently located near I-95, Daytona Beach International Airport, Kennedy Space Center, and approximately 90 minutes from Orlando's theme parks. Downtown New Smyrna Beach is just minutes away, offering shopping, dining, entertainment, and easy access to the beautiful beaches of New Smyrna Beach and Daytona Beach. Whether you're looking to downsize, enjoy a low-maintenance primary residence, or have a Florida getaway, this nearly new cottage offers the comfort, convenience, and carefree lifestyle you've been looking for.

3086 Meleto Blvd., New Smyrna Beach

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO. 407-622-2122
1804 Turnbull Lakes Drive, New Smyrna Beach
$322,900
2 Beds ⋅ 2 Baths ⋅ 1231177 MLS
Move-in ready! Discover the charm of carefree Florida living in this immaculate, fully turnkey 2-bedroom 2-bath villa nestled in beautiful New Smyrna Beach. Ideally situated on the 10th green of The Preserve at Turnbull Bay Golf Course, this well-maintained home offers serene golf course and pond views with a relaxed, low-maintenance lifestyle. Step inside to an open, inviting floor plan complemented by an extensive remodel. The updates include full interior repaint, beautiful laminate flooring throughout the living areas and bedrooms, and stunning granite countertops in the kitchen and both bathrooms. The spacious primary room has a walk-in closet & en-suite bathroom with an enlarged shower which is now twice its original size with a stylish, contemporary feel. New faucets, light fixtures, and remote-control ceiling fans add comfort and style throughout. The guest bedroom offers a top quality queen size Murphy bed for comfortable sleeping accommodations while maximizing usable space. Enjoy the peaceful views out back from your private screened-in porch or outdoor patio, overlooking the golf course and pond. It's the perfect spot for morning coffee or simply relaxing and taking in the tranquil surroundings. The HOA helps make everyday living easy with weekly lawn service and sprinkler system maintenance, along with exterior coverage including the roof, exterior paint and repairs, pest control, and building insurance. The roof was replaced in 2019. Conveniently located near restaurants and shops of historic Canal Street and Flagler Avenue, where five walkable blocks stretch from the Intracoastal Waterway to the beautiful beaches and dunes of New Smyrna Beach. Come discover this exceptional golf villa and enjoy the relaxed Florida lifestyle you've been waiting for!

1804 Turnbull Lakes Drive, New Smyrna Beach

Listing courtesy of Diversified Realty.

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